The Best Home Warranty Companies of 2021: A Comprehensive Guide

Understanding Home Warranties

Home warranties are service contracts that cover the repair or replacement of home systems and appliances. These warranties provide peace of mind for homeowners by protecting against unexpected repair costs.

Top Home Warranty Providers

Choosing the right home warranty company can be challenging. Here are some of the best home warranty companies of 2021:

American Home Shield

American Home Shield offers flexible plans and a large network of contractors. They cover systems like heating, electrical, and plumbing.

Comprehensive coverage options
Customizable plans
24/7 customer service

Choice Home Warranty

Choice Home Warranty is known for its straightforward plans and affordable pricing. They offer coverage for both appliances and systems.

No home inspection required
24/7 claims service
Network of qualified technicians

Liberty Home Guard

Liberty Home Guard is praised for its customer service and additional coverage options, making it a favorite among many homeowners.

Extensive add-on options
Easy-to-use online portal
Fast claim processing

Factors to Consider When Choosing a Home Warranty

Coverage Options: Ensure the plan covers essential systems and appliances.
Cost: Compare the cost of the warranty with potential repair expenses.
Reputation: Research customer reviews and ratings.

For example, homeowners often wonder is mold covered by home warranty, which can affect their decision.

Additional Considerations

Understanding what is covered by insurance versus a home warranty is crucial. For instance, many people question is septic system covered by insurance, highlighting the importance of knowing your coverage details.

Frequently Asked Questions

What is typically covered by a home warranty?

A home warranty typically covers major home systems like plumbing, electrical, and HVAC, as well as appliances like refrigerators and dishwashers.

How do I file a claim with a home warranty company?

You can file a claim by contacting your home warranty provider through their customer service line or online portal. Provide details of the issue, and a technician will be assigned to assess and resolve it.

Are pre-existing conditions covered by home warranties?

Most home warranties do not cover pre-existing conditions. It's essential to understand the terms and conditions of your specific warranty policy.